Debra Chromy is the President of Education Finance Council (EFC), the national association representing nonprofit and state-agency student loan organizations. At EFC, Dr. Chromy leads EFC’s advocacy efforts on regulatory and legislative issues related to student loans and higher education. She collaborates with all EFC members, EFC’s Board of Directors, staff, the Administration, Congress, and other industry groups, facilitating and promoting EFC’s goals and initiatives. In addition, Dr. Chromy works to develop and implement member services and operational and communications strategies. Dr. Chromy has worked in the student loan industry her entire career, for a student loan lender of both private and federal loans, a student loan servicer, and a federal loan guarantor. Prior to EFC, Dr. Chromy served as Vice President of Strategic Partnerships for American Student Assistance (ASA), where she was a leader in ASA’s corporate strategic planning process and managed ASA’s external relationships and partnerships, including federal and state governments, colleges and universities, higher education associations, and other student loan industry organizations. Dr. Chromy received an A.B. in economics from Smith College, an M.B.A from Boston University, and an Ed.D. in Higher Education Management from the University of Pennsylvania. Dr. Chromy currently volunteers as a member of the Board of Directors of the Smith College Club of Washington, DC; a member of the University of Pennsylvania Graduate School of Education Executive Doctorate Alumni Advisory Board; Chair of the Legislative Task Force for the Municipal Bonds for America Coalition; and is President of the College Club of Boston Scholarship Fund, Inc.